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Activity overview

Latest activity by Pregan
  • Pregan created an article,

    What is a Funeral Plan premium skip?

    A premium skip is when you can skip premiums without your policy coming to an end. You earn one premium skip for every 12 full premiums paid. You can skip a maximum of six premiums during the lifet...

  • Pregan created an article,

    How often can I get a free credit report?

    Obtain your free credit report from a credit bureau to see what your credit profile looks like. You are entitled to one free credit report from any of the credit bureaus annually. Metropolitan Getu...

  • Pregan created an article,

    What is a debt consolidation loan?

      A debt consolidation loan allows you to consolidate different kinds of debt, like loans and credit cards, into one loan making it easier to manage your repayments.  The main benefits of this type...

  • Pregan created an article,

    When do waiting periods apply?

    Waiting periods can apply when: You first take out your insurance plan You change your cover levels on your insurance plan You add more people to a specific plan Add a new or optional benefit to y...

  • Pregan created an article,

    What is insurance?

    Insurance works on the idea of putting a lot of people's money together to either protect or grow what they have.  People who are worried about uncertain future events like accidents, death, disabi...

  • Pregan created an article,

    What is inflation?

    Inflation is the rise in cost of goods and services over time. It is also your money's biggest enemy. The Consumer Price Index (CPI) measures the change in the cost of a fixed basket of goods and s...

  • Pregan created an article,

    What is non-disclosure?

    Non-disclosure is when you leave information out on purpose or forget to mention something relevant to the insurance benefit you are applying for.

  • Pregan created an article,

    What is a debit order?

    A debit order is a commitment you make to make a payment every month from your bank account to another person or entity.  The amount that you agree to pay is taken from your bank account for a serv...

  • Pregan created an article,

    What is a stop order payment via payroll?

    A payroll deduction or stop order payment is a payment made through the employer's payroll on behalf of a client to a third party. The payment is deducted before the employer pays the client's sala...

  • Pregan created an article,

    What is a premium?

    A premium is a periodic payment (usually monthly) that you make in return for insurance. This monthly amount is paid to an insurer so that they can give you cover under a specific insurance plan wh...