When do waiting periods apply for the GetUp Atom funeral plan?

Waiting periods can apply when you:

• First start your plan.
• Change your cover levels.
• Add a person to your plan.
• Add a new optional benefit to your plan.

If you make changes to your plan, a new waiting period may apply. The new waiting period
will apply to the change only. The waiting period will apply from the first day of the month in
which we received your increased premium.