There is no waiting period for any accidental injury that causes you not to be able to work for 30 days or more
A 3-month waiting period does apply for any illness that causes you not to be able to work for 30 days or more. COVID-19 is covered under illnesses and therefore a 3-month waiting period apply.
To claim under the Income Protection Plan you need a doctor's note confirming you were not able to work for more 30 days or more.
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