Should you decide after applying for a Plan, that it does not serve its purpose, you have the right to cancel this Policy within 31 (thirty-one) days from the date of receipt of your Policy documents, or from the date it can be determined you received the Policy documents or from the Commencement Date of the Policy.
If you change your mind, you can cancel your plan in the first 31 days after the start date, as long as:
• You've made no changes;
• You've claimed no benefits; or
• We haven't issued a tax certificate (in the case of a savings or education plan).