Good practice is to request your free credit report at least once per year to check your credit status and score. Why not set a reminder to request your free report around your birthday each year.
If you have adverse accounts or arrears and you are putting measures in place to rectify, we suggest that you obtain your credit report more often to see whether you are making progress in the right direction.
Obtaining your free credit report via CPB does not impact your credit score in any way. You may request your free credit report as many times as you wish.